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Hippo Holdings (HIPO) Reports Q3 Earnings: What Key Metrics Have to Say

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For the quarter ended September 2026, Hippo Holdings Inc. (HIPO - Free Report) reported revenue of $156 million, up 29.4% over the same period last year. EPS came in at $0.74, compared to $0.70 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $154.65 million, representing a surprise of +0.87%. The company delivered an EPS surprise of +54.17%, with the consensus EPS estimate being $0.48.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Hippo Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Loss Ratio: 56.7% compared to the 57% average estimate based on two analysts.
  • Revenue- Net investment income: $8 million compared to the $7.65 million average estimate based on two analysts. The reported number represents a change of +9.6% year over year.
  • Revenue- Service and fee income: $4.1 million versus $4.35 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +32.3% change.
  • Revenue- Net earned premium: $128.3 million versus the two-analyst average estimate of $127.45 million. The reported number represents a year-over-year change of +28.7%.
  • Revenue- Commission income, net: $15.6 million versus $15.25 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +48.6% change.

View all Key Company Metrics for Hippo Holdings here>>>

Shares of Hippo Holdings have returned +22.6% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.

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